Mortgage Experts

Certifications and Memberships

  • Bachelor of Commerce - Saint Mary’s University
  • Mortgage Associate - Province of New Brunswick
Mortgage Experts

Geoff Umlah

Director, Mortgage Underwriting

Bio

Before joining Canada ICI, Geoff had worked with an originator covering the Atlantic Canadian market since 2012. He has underwritten every asset class, including numerous deals in each Atlantic Province. Recent trends have pushed him towards focusing strongly on the multifamily sector – both CMHC-insured and conventional financing. Geoff has also been active in underwriting mortgages in all four Atlantic provinces. He possesses excellent analytical and risk management skills to assist clients in achieving the best deal outcomes. In addition to underwriting, Geoff has also brokered over $60 million in financing since 2021.

I like working in commercial real estate finance because every deal is different, and each deal becomes a puzzle to solve for how to structure the financing to provide the best outcome for all parties.

I am proud of my family, especially watching my kids grow and figure out who they are as people. I am proud of my hometown of Halifax, and the incredible growth that has taken place over the last few years.

My strengths are analysis, structuring Deals, and attention to detail.

I am looking forward to working with talented, like-minded people at a well-regarded organization such as Canada ICI.

I am motivated by my family most of all. They have always supported me, and kept me grounded. I would not be the person I am without their support.

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